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Keystone Cover
Health

Health insurance for you and your family

Private health cover helps with hospital bills, doctor visits and prescriptions. We explain the plans in plain language so you know what you are paying for.

PlansIndividual & family
Insurers[5+] compared
AdviceFree
Patient having a health check

What plans can cover

  • ✓Hospital stays and surgery
  • ✓Doctor and specialist visits
  • ✓Prescriptions
  • ✓Lab tests and scans
  • ✓Maternity (on some plans)
  • ✓Overseas treatment (on some plans)

Good for

  • Self-employed people without group cover
  • Families wanting private hospital care
  • People leaving a job with group health
  • Retirees

How it works

1

Tell us your needs

Who needs cover and what matters most.

2

Compare

We line up plans, limits and monthly cost.

3

Enrol

We help with the forms and medical questions.

Health: common questions

Are pre-existing conditions covered?

It depends on the insurer and plan. Some apply a waiting period. We will explain before you apply.

Can I add my children?

Yes, most plans offer family cover.

What is a deductible?

The amount you pay before the plan starts paying. Lower deductibles usually mean higher premiums.

Cover, exclusions and prices depend on the insurer and your circumstances. Your broker will explain the terms of any policy before you buy.

Google reviews

What our clients say

Sample reviews shown · replace with your live Google reviews
Google rating
4.8
★★★★★
Based on 60+ reviews
Leave us a review
S
Sample review
2 weeks ago
★★★★★

They found me motor cover for less than my renewal quote and set it up the same day.

S
Sample review
1 month ago
★★★★★

After my accident they handled everything with the insurer. I just sent photos on WhatsApp.

S
Sample review
1 month ago
★★★★★

Clear explanations of the health plans. No pressure, just options.

Paying too much for insurance?

We'll compare [5+] insurers and send you the options within 24 hours.